For the beef layer:

1 lb ground beef (85–90% lean)

1 small onion, diced

2 cloves garlic, minced

2 tablespoons taco seasoning or homemade blend

1/2 cup salsa (medium)

1 (15 oz) can black beans, drained and rinsed

1 (10 oz) can diced tomatoes with green chiles, drained

1/2 cup frozen or canned corn, drained

1/2 teaspoon kosher salt, to taste

1/4 teaspoon black pepper

For layering and topping:

3–4 cups Fritos corn chips, divided

2 cups shredded cheddar or Mexican blend cheese

1/4 cup pickled jalapeños, sliced (optional)

1/4 cup chopped cilantro (optional)

Fresh toppings (serve after baking):

Shredded lettuce, diced tomatoes, sliced green onions, sour cream, hot sauce, lime wedges